NON TRADITIONAL MORTGAGE

United Americas Bank’s Non-Traditional Mortgage Program was designed to help Foreign Nationals who file U.S. Tax returns to fulfill the “American Dream” of owning a home. Our Mortgage Loan Specialist works one-on-one with individuals to explain the benefits and process of purchasing a home.

Features and Benefits:

• Property must be borrower’s primary residence
• Single family detached, and PUD. NO MODULAR OR MANUFACTURED HOUSING. Condition of property must meet FHA requirements for habitability.
• Individual must have been employed for the last two years (self-employment documented in most recent two years tax returns)
• Non-traditional credit acceptable (last two years of rental payment, utilities, cable, etc.)
• Tax-deductible mortgage interest and real estate taxes can increase your take-home pay each month