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OVERDRAFT PROTECTION

United Americas Bank Overdraft Protection is a great way to manage your account, by providing a safeguard against NSF checks and declined debit card purchases.

Features and Benefits:

  • Five year overdraft protection (revolving line of credit)
  • The draw period is four years and eleven months
  • No service charges, interest, or payments assessed until you actually go into overdraft
  • Minimum monthly payment consists of accrued finance charges plus 2.5% of the outstanding principal loan